TRUVERA MORTGAGE CORPORATION
For: Financial Institutions, Family Offices, Charities and Select High Net Worth Individuals
Truvera offers four complementary services:
The Mortgage Limited Partnership
Brokered (Individual) Mortgage Opportunities
Brokered (Co-Lending) Mortgage Opportunities
Advisory Services (Mortgage Declines, Portfolio Restructuring)
THE MORTGAGE LIMITED PARTNERSHIP
Truvera Mortgage (Senior) -1 Limited Partnership (the "Mortgage LP")
lending since 2018.
track record of 100% capital and interest preservation (no losses) including throughout the global pandemic.
an average audited net return of 6% per year since inception.
limited partners include several Financial Institutions.
limited partners have voting rights and those that are Financial Institutions may become members of the Board of Advisors.
net fees to unit holders is on the "lower end" (according to independent Analyst).
risk avoidance and mitigation:
Very good "return-to-risk ratios" and "below average risk" (according to independent Analyst);
Multiple layers of vetting and oversight;
Restrictions on leverage;
Diversified portfolio of predominantly first mortgages;
Significant number of mortgages structured as pari passu, co-lending loans with other well-known lenders (offering further diversification and enhancing underwriting);
Loans underwritten and administered by experienced administrator;
All loans title insured;
Third party insurance consultants engaged;
Dual credit approval requirements.
We are currently accepting a limited number of new, qualified limited partners.
INVESTMENT PHILOSOPHY
The Mortgage Limited Partnership adopts an "asset lending" approach to lending with a portfolio comprised, almost exclusively, of first-ranking, "low loan-to- value" residential and commercial mortgages situated in major metropolitan centres, primarily in Western Canada. Its objective is to provide limited partners with capital protection and income generation.
AGENCY DESK FOR BROKERED INDIVIDUAL LENDING & CO-LENDING OPPORTUNITIES
Brokered Lending and Co-Lending Opportunities
Truvera's Agency Desk, separate and distinct from the Mortgage LP, provides the limited partners of the Mortgage LP with access to mortgage lending and co-lending opportunities as a "membership" benefit.
Individual loans can be brokered, underwritten and/or administered exclusively on your behalf.
Large loans up to $50 million can be brokered, underwritten and/or administered on behalf of a group of co-lenders.
ADVISORY SERVICES
Truvera offers discreet and non-predatory "mortgage decline" services for Financial Institutions which cannot themselves provide requested mortgage financings. Truvera also is available to offer mortgage acquisition services for lenders desiring to restructure their portfolios.
